How to handle CCB POS machine
With the popularity of mobile payments, POS machines have become an important tool for merchants to collect payments. As a leading commercial bank in China, China Construction Bank (CCB) has POS service favored by merchants for its safety, stability, and discounted rates. This article will introduce in detail the processing process, required materials, rates and common questions of CCB POS machines to help you complete your application quickly.
1. CCB POS machine processing conditions
The following basic conditions must be met when applying for a CCB POS machine:
| Condition Type | Specific requirements |
|---|---|
| Merchant qualifications | Hold a business license (can be either individual or enterprise) |
| Business premises | Have a fixed business premises and need to provide a lease contract or proof of ownership |
| Bank Account | CCB's public account needs to be opened (self-employed individual accounts can be owned by the user) |
| Credit history | No bad credit history |
2. CCB POS machine processing process
CCB POS machine processing is divided into two ways: online appointment and offline processing. The specific process is as follows:
| step | Operation content |
|---|---|
| 1. Prepare the materials | Business license, ID card, bank account information, business place certificate, etc. |
| 2. Submit an application | Submit application through the official website of CCB, mobile banking or offline outlets |
| 3. Review | CCB reviews merchant qualifications (usually 1-3 working days) |
| 4. Sign an agreement | After the review is approved, sign a POS machine usage agreement |
| 5. Installation and debugging | CCB arranges staff to install and debug equipment on the door |
3. CCB POS machine rates and fees
The fee rate of CCB POS machines varies according to the merchant type and transaction amount, as follows:
| Merchant Type | Card swipe rate | Scan the QR code fee rate | Other fees |
|---|---|---|---|
| Retail merchants | 0.6% | 0.38% | No deposit |
| Catering merchants | 0.6% | 0.38% | No deposit |
| Wholesale merchant | 0.5% (topped 26 yuan) | 0.38% | No deposit |
4. Frequently Asked Questions about CCB POS Machines
1.Q: How long does it take to apply for a CCB POS machine?
A: It usually takes 3-5 working days from the time of submission of the application to the completion of the installation.
2.Q: What payment methods does CCB POS machine support?
A: Supports bank card swiping, card insertion, card swiping payment, as well as WeChat, Alipay and other code scanning payment.
3.Q: When will the POS machine transaction funds be received?
A: T+1 is available (the next day of working day), some merchants can apply for D0 to arrive immediately.
4.Q: What to do if the POS machine fails?
A: You can call the CCB customer service hotline 95533 or contact the account manager of the branch.
5. Summary
The CCB POS machine processing process is simple and the fees are transparent, which is suitable for all kinds of merchants. Whether it is offline physical stores or online e-commerce, CCB POS machines can provide safe and convenient payment collection services. Merchants are advised to choose appropriate POS models and rates based on their own business types to reduce operating costs.
If you have any questions about the CCB POS machine processing, you can go directly to the nearby CCB outlets for consultation, or call the customer service number to learn more details.
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